Interchange Rates

keep up to date with the current
interchange rates for Visa and MasterCard

Interchange is the fee collected by the customer’s credit card issuing bank on every transaction.
These rates are set by Visa and MasterCard every year and apply to ALL processors.
In other words, this is the true cost that the processor has to pay on every transaction.

Card-Type Interchange Rate
Debit Card-Present
Visa Debit CPS 0.800 % + 15¢
Visa Debit CPS Regulated 0.050 % + 22¢
Visa Debit Prepaid 1.150 % + 15¢
Visa Debit Business 1.700 % + 15¢
Visa Debit Business Regulated 0.050 % + 22¢
Debit Keyed
Visa Debit Keyed CPS 1.650 % + 15¢
Visa Debit Keyed CPS Regulated 0.050 % + 22¢
Visa Debit Keyed Prepaid 1.750 % + 20¢
Visa Debit Keyed Business 2.450 % + 10¢
Visa Debit Keyed Business Regulated 0.050 % + 22¢
Credit Card-Present
Visa CPS Retail 1.510 % + 10¢
Visa Rewards Traditional 1.650 % + 10¢
Visa Rewards Signature 2.300 % + 10¢
Visa Rewards Signature Preferred 2.100 % + 10¢
Visa Corporate 2.500 % + 10¢
Visa Business 2.200 % + 10¢
Visa Purchasing 2.500 % + 10¢
Credit Keyed
Visa Keyed CPS Retail 1.800 % + 10¢
Visa Keyed Rewards Traditional 1.950 % + 10¢
Visa Keyed Rewards Signature 2.700 % + 10¢
Visa Keyed Rewards Signature Preferred 2.400 % + 10¢
Visa Keyed Corporate 2.700 % + 10¢
Visa Keyed Business 2.250 % + 20¢
Visa Keyed Purchasing 2.250 % + 20¢
International
Visa International 1.100 %
Visa International Premium 1.800 %
Visa International Corporate 2.000 %
Visa International Keyed 1.600 %
Level 2 Data
Corporate & Purchasing 2.050 % + 10¢
Business Card (Tier 1) 2.050 % + 10¢
Business Card (Tier 2) 2.050 % + 10¢
Business Card (Tier 3) 2.050 % + 10¢
Business Card (Tier 4) 2.200 % + 10¢
Level 3 Data
Corporate & Purchasing 1.900 % + 10¢
Large Ticket – Corporate & Purchasing $8,725+ 1.450% + $35
Large Ticket – Government $5,984+ 1.200% + $39
Card-Type Interchange Rate
Debit Card-Present
MC Debit 1.050% + 15¢
MC Debit Regulated 0.050 % + 22¢
MC Debit Prepaid 1.050 % + 15¢
Debit Keyed
MC Debit Keyed 1.650 % + 15¢
MC Debit Keyed Regulated 0.050 % + 22¢
MC Debit Keyed Prepaid 1.760 % + 20¢
Credit Card-Present
MC Consumer 1.580 % + 10¢
MC Enhanced 1.730 % + 10¢
MC World 1.770 % + 10¢
MC World Elite 2.200 % + 10¢
MC Corporate 2.700 % + 10¢
Credit Keyed
MC Keyed Consumer 1.890 % + 10¢
MC Keyed Enhanced 2.040 % + 10¢
MC Keyed World 2.050 % + 10¢
MC Keyed World Elite 2.500 % + 10¢
MC Keyed Corporate 2.700 % + 10¢
Real Estate & Property Management
MC Real Estate Consumer 1.100 % + 10¢
MC Real Estate Enhanced 1.100 % + 10¢
MC Real Estate World 1.100 % + 10¢
MC Real Estate World Elite 2.200 % + 10¢
MC Real Estate Corporate 2.700 % + 10¢
Charities
MC Charity Debit (non-regulated) 1.450 % + 15¢
MC Charity Credit 2.000 % + 10¢
International
MC International 1.100 %
MC International Keyed 1.600 %
Level 2 Data
Corporate, Purchasing & Fleet 2.500 % + 10¢
Business Card (L1) 1.900 % + 10¢
Business Card (L2) 2.050 % + 10¢
Business Card (L3) 2.100 % + 10¢
Business Card (L4) 2.200 % + 10¢
Business Debit Card 2.100 % + 10
Level 3 Data
Corporate, Purchasing & Fleet 1.900 % + 10¢
Large Ticket – Corporate, Purchasing & Fleet     $7,254+ 1.450 % + $35