Interchange Rates
keep up to date with the current
interchange rates for Visa and MasterCard
Interchange is the fee collected by the customer’s credit card issuing bank on every transaction.
These rates are set by Visa and MasterCard every year and apply to ALL processors.
In other words, this is the true cost that the processor has to pay on every transaction.
Card-Type | Interchange Rate |
---|---|
Debit Card-Present | |
Visa Debit CPS | 0.800 % + 15¢ |
Visa Debit CPS Regulated | 0.050 % + 22¢ |
Visa Debit Prepaid | 1.150 % + 15¢ |
Visa Debit Business | 1.700 % + 15¢ |
Visa Debit Business Regulated | 0.050 % + 22¢ |
Debit Keyed | |
Visa Debit Keyed CPS | 1.650 % + 15¢ |
Visa Debit Keyed CPS Regulated | 0.050 % + 22¢ |
Visa Debit Keyed Prepaid | 1.750 % + 20¢ |
Visa Debit Keyed Business | 2.450 % + 10¢ |
Visa Debit Keyed Business Regulated | 0.050 % + 22¢ |
Credit Card-Present | |
Visa CPS Retail | 1.510 % + 10¢ |
Visa Rewards Traditional | 1.650 % + 10¢ |
Visa Rewards Signature | 2.300 % + 10¢ |
Visa Rewards Signature Preferred | 2.100 % + 10¢ |
Visa Corporate | 2.500 % + 10¢ |
Visa Business | 2.200 % + 10¢ |
Visa Purchasing | 2.500 % + 10¢ |
Credit Keyed | |
Visa Keyed CPS Retail | 1.800 % + 10¢ |
Visa Keyed Rewards Traditional | 1.950 % + 10¢ |
Visa Keyed Rewards Signature | 2.700 % + 10¢ |
Visa Keyed Rewards Signature Preferred | 2.400 % + 10¢ |
Visa Keyed Corporate | 2.700 % + 10¢ |
Visa Keyed Business | 2.250 % + 20¢ |
Visa Keyed Purchasing | 2.250 % + 20¢ |
International | |
Visa International | 1.100 % |
Visa International Premium | 1.800 % |
Visa International Corporate | 2.000 % |
Visa International Keyed | 1.600 % |
Level 2 Data | |
Corporate & Purchasing | 2.050 % + 10¢ |
Business Card (Tier 1) | 2.050 % + 10¢ |
Business Card (Tier 2) | 2.050 % + 10¢ |
Business Card (Tier 3) | 2.050 % + 10¢ |
Business Card (Tier 4) | 2.200 % + 10¢ |
Level 3 Data | |
Corporate & Purchasing | 1.900 % + 10¢ |
Large Ticket – Corporate & Purchasing $8,725+ | 1.450% + $35 |
Large Ticket – Government $5,984+ | 1.200% + $39 |
Card-Type | Interchange Rate |
---|---|
Debit Card-Present | |
MC Debit | 1.050% + 15¢ |
MC Debit Regulated | 0.050 % + 22¢ |
MC Debit Prepaid | 1.050 % + 15¢ |
Debit Keyed | |
MC Debit Keyed | 1.650 % + 15¢ |
MC Debit Keyed Regulated | 0.050 % + 22¢ |
MC Debit Keyed Prepaid | 1.760 % + 20¢ |
Credit Card-Present | |
MC Consumer | 1.580 % + 10¢ |
MC Enhanced | 1.730 % + 10¢ |
MC World | 1.770 % + 10¢ |
MC World Elite | 2.200 % + 10¢ |
MC Corporate | 2.700 % + 10¢ |
Credit Keyed | |
MC Keyed Consumer | 1.890 % + 10¢ |
MC Keyed Enhanced | 2.040 % + 10¢ |
MC Keyed World | 2.050 % + 10¢ |
MC Keyed World Elite | 2.500 % + 10¢ |
MC Keyed Corporate | 2.700 % + 10¢ |
Real Estate & Property Management | |
MC Real Estate Consumer | 1.100 % + 10¢ |
MC Real Estate Enhanced | 1.100 % + 10¢ |
MC Real Estate World | 1.100 % + 10¢ |
MC Real Estate World Elite | 2.200 % + 10¢ |
MC Real Estate Corporate | 2.700 % + 10¢ |
Charities | |
MC Charity Debit (non-regulated) | 1.450 % + 15¢ |
MC Charity Credit | 2.000 % + 10¢ |
International | |
MC International | 1.100 % |
MC International Keyed | 1.600 % |
Level 2 Data | |
Corporate, Purchasing & Fleet | 2.500 % + 10¢ |
Business Card (L1) | 1.900 % + 10¢ |
Business Card (L2) | 2.050 % + 10¢ |
Business Card (L3) | 2.100 % + 10¢ |
Business Card (L4) | 2.200 % + 10¢ |
Business Debit Card | 2.100 % + 10 |
Level 3 Data | |
Corporate, Purchasing & Fleet | 1.900 % + 10¢ |
Large Ticket – Corporate, Purchasing & Fleet $7,254+ | 1.450 % + $35 |